Quickly calculate your mortgage payoff date, track interest savings, and plan faster debt-free home ownership
years
months
Repayment Options
(26 half-payments per year)
Extra and bi-weekly payments reduce total interest and shorten your loan term significantly.
Payoff in 14 years and 4 months
$94,555
Interest Savings
Pay 46% less on interest
10 years
Time Savings
Payoff 41% faster
$104,555
Total Savings
Save significantly
Payment Comparison
| Scenario | Remaining Term | Total Payments | Total Interest |
|---|---|---|---|
| Original | 25 years | $437,677.36 | $207,677.36 |
| With Payoff Strategy | 14 years 4 months | $343,122.63 | $113,122.63 |
Balance & Interest Over Time
Amortization Schedule
Payment breakdown with extra payments included
Showing first 60 payments
| Payment # | Total Payment | Principal | Interest | Remaining Balance |
|---|
Green rows indicate yearly extra payments